At 19, Anthony O’Neal was homeless with no hope in sight.Now, he’s a bestselling author with a clear, stated goal of “helping students find and pursue their passions.”On this special bonus episode of Realiteen Talks, hosted by FranklinCovey Education High School Practice Leader Gary McGuey, O’Neal joined a panel of teenage guests to talk financial literacy and navigating the challenges that come along with managing money, especially for young people.Right off the bat, O’Neal revealed one of the key things teenagers often misunderstand when beginning their unique journeys with financial literacy.“Young people don’t really take money seriously,” he said. “One of the biggest mistakes I see with high schoolers is they think money just falls from the tree. They believe that money is easy come and go. Money is intentional. What you do with your money will pay off.”There are small steps every teen can take to be intentional with their finances. Have a budget, even if it’s a relatively simple one, and approach savings goals large and small with purpose. Whether it’s saving for prom or the eventual college or car of your dreams, you can begin today.Tune into the full episode for more insights from O’Neal and our teenage panel.

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