This week on the REAL Collective Podcast, Sean Tasse (Broker) and special guest Kyle Miller (Mortgage Agent) are navigating mortgages in 2023. They delve deep into the world of real estate, finance, and customer relationships. This episode is packed with insights that can help you make better financial decisions and navigate the ever-changing economic landscape.

We kick off the episode discussing Canada's inconsistent lending practices. Have you ever wondered why some Canadians get approved for loans while others don't?

From there, we transition to discussing Ottawa's historic housing market stability. What is it about Ottawa that has led to such a stable housing market over the years? We dig into the factors that make Ottawa stand out in the Canadian real estate landscape.

Then our hosts share a little bit about their own first sales experiences. Sean & Kyle talk about the thrills and spills of making their first sale, offering invaluable lessons that newbies in the sales world can apply to their own journeys. Speaking of sales, the conversation shifts to the value of Customer Relationship Management (CRM) and client acquisition. We discuss how using CRM effectively can make a world of difference in not just acquiring clients but retaining them as well.

But how do you strike the balance between being service-oriented and sales-driven? We talk about finding that equilibrium that benefits both the client and the service provider, making for a mutually beneficial and lasting relationship. At the halfway point, we take a little break to catch our breath and give you a snapshot of what's to come in the second half of the episode. When we return, we dive into the topic of fixed rates vs. variable rates. What are the pros and cons of each, and how do you choose what's best for you? We share our insights to help you make an informed decision.

Next, How much do emotions and gut feelings play into financial and real estate decisions? As we approach the end of the episode, we talk about navigating the finances by finding the math that works for you. Personal finance is just that—personal—and we discuss how to tailor your financial planning to suit your individual needs. Before we sign off, we cover one last crucial topic—finding the sweet spot when it comes to understanding the impact of interest rates on the economy. How do these rates affect your everyday life and your future financial plans? We aim to demystify this complex subject.

Tune into the REAL Collective podcast for a well-rounded understanding of these essential topics. Whether you're a budding REALTOR®, an aspiring homeowner, or someone looking to strengthen their real estate knowledge, this episode promises a treasure trove of information. Dive in and expand your horizons!

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Are you buying or selling? Book a meeting with Sean or Kyle today!
Sean: https://calendly.com/seanrealcollective
Kyle: https://calendly.com/kmmortgage/phone-connect

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Website: https://www.realcollective.ca

Intro: (0:00)

Canada's Inconsistent Lending Practices : (1:34)

Ottawa’s Historic Housing Market Stability: (3:49)

Sean & Kyle’s First Sales Experience: (8:17)

The Value Of CRM & Client Acquisition: (9:43)

Finding the Balance Between Service & Sales: (11:57)

Half-Time: (15:54 )

Fixed Rates & Variable Rates: (20:05)

The “Feeling” Market: (24:37)

Navigating the Finances: Finding the Math That Works for You: (25:55)

Finding the Sweet Spot: Understanding the Impact of Interest Rates on the Economy: (30:15)

Outro: (33:33)

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