Negotiating a lower variable APR on your credit card can save you money on interest charges and help you pay off your debt faster. To do so, you should research the current market rates, gather information about your credit history and payment behavior, and review your credit card agreement. Contact your credit card company's customer service department and ask to speak to a representative who can help you lower your APR. : https://financecards.wordpress.com/2023/04/26/how-to-negotiate-a-lower-variable-apr-on-your-credit-card/

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