Today we’re tackling a question that weighs on many parents:👉 How much should I be saving for my child’s education?It’s a huge decision—emotionally, financially, and strategically. While there’s no one-size-fits-all answer, there are smart ways to think about it that align with your values and long-term financial health.In this episode, we cover:📌 Finding Balance: Saving for college vs. retirement, emergency funds, and family goals.📌 No Loans for Retirement: Why prioritizing your future is just as important as your child’s education.📌 Defining Values: How much you want your child to contribute (work, scholarships, loans).📌 The Numbers: Average tuition costs—$11,600 in-state vs. $30,800 out-of-state (and even higher in states like California).📌 Private School Costs: Why planning is essential as numbers rise quickly.📌 Family Conversations: Helping kids understand what you’ll cover, what’s expected of them, and how choices shape their financial future.📌 Scenario Planning: Mapping loan amounts into monthly payments post-graduation for better awareness.💡 Key Takeaway: Education savings should fit into your broader financial strategy—not replace it. The right plan balances your values, your goals, and your family’s future.If you’re unsure how much to save or how to integrate education funding into your financial plan, let’s talk. Together, we’ll build a strategy that supports your child’s education without sacrificing your retirement.👍 Like this video if it gave you clarity.💬 Share your thoughts in the comments—what’s your approach to saving for college?🔔 Subscribe to Tips and Tricks for Today and Tomorrow for more family-focused financial insights.#CollegeSavings #FinancialPlanning #Parenting #Education--------Connect With Brian:Brian Henrysen Jr., CFP®Financial Planner, Presilium Private WealthEmail: [email protected]: https://www.linkedin.com/in/brianhenrysenjrMeet Brian: https://www.presiliumpw.com/team_member/brian-henrysen-jr-cfp/--------This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

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