In this episode, Jerry Davidse of Presilium Private Wealth breaks down one of the most overlooked parts of retirement planning: building a financial cushion to help protect your investment accounts during market downturns.Market declines can happen suddenly and without warning — and history shows that drops of 20% or more have occurred multiple times since 1980. For retirees who rely on their portfolio for income, selling investments during a downturn can permanently impact long-term financial security.Jerry explains:Why a cushion matters for retirement income stabilityHow long market recoveries typically takeA simple way to calculate your cushion based on your annual spending and income sourcesHow knowing your cushion helps determine the right mix of stocks vs. more stable assetsWhy ongoing monitoring and small adjustments can reduce stress and increase confidenceWhether you’re preparing for retirement or already living in it, this framework can help you understand how to protect your portfolio and stay invested for the long run — without reacting emotionally to market swings.--------Connect With Jerry: Jerry Davidse, CFP®CEO, Presilium Private WealthEmail: [email protected]: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio--------This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

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