Would you rather pay $145,000 or $245,000 in total premiums to have $1,300,000 in long term care benefits at age 85? When we pay our premiums over a shorter number of years, we almost always pay less than if we pay a smaller rate for the rest of our lives. It's important to understand the big picture of both physical and financial health when designing a plan. If I don't ask questions, I won't know if there is a way to pay $100,000 less for the same benefits. Estimate recurring LTC premiums here Schedule 15 minutes to ask a question here Learn how much income and assets your state Medicaid system lets you keep here Listen to more episodes here Learn current and projected LTC costs of home care, assisted living and nursing homes where you live here Schedule to design your plan here

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