Most federal employees are surprised to learn that up to 85% of their Social Security benefits may be taxable in retirement. In this episode, Floyd Shilanski explains how Social Security taxation really works, what counts as "provisional income," and why proper planning is essential to avoid unexpected tax bills. This is a critical part of federal retirement tax planning, and the earlier you understand it, the better prepared you'll be.  That is why this video is a must-watch for anyone preparing to retire under FERS. https://zurl.co/5RGF3

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