“Just Keep Paying the Mortgage” Is a Terrible Inheritance Plan

19/05/2025 1 min
“Just Keep Paying the Mortgage” Is a Terrible Inheritance Plan

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Episode Synopsis

Thinking about quietly taking over your parents’ mortgage without telling the bank they passed away? Yikes. That’s not just risky—it could be mortgage fraud. In this episode, I break down why this strategy can backfire fast and what you actually need to do if you inherit a home. We’ll talk about the legal consequences of skipping proper title transfers, the nightmare of probate court, and how a living trust could have prevented it all. If you’re caring for aging parents or planning your own estate, this is one episode you don’t want to miss.

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