Is your retirement plan built on hope—or on a real strategy that can weather market swings? This episode of North Georgia’s Retirement Game Plan with Evan Ward reveals why relying on optimistic returns and passive diversification can leave you exposed. Learn how hidden fees, redundant investments, and misunderstood risk can quietly erode your future. Discover the importance of written plans, regular reviews, and true diversification—plus why efficiency and effectiveness matter more than ever as you approach retirement. Find out how to avoid costly mistakes and build a plan that adapts to changing times. Ready to build your retirement gameplan? Visit https://atlasretirement.net/ to connect with Evan and his team today!See omnystudio.com/listener for privacy information.

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