Roland and Heidi discuss the upcoming HUD-certified home ownership workshop on February 1, 2025, at CPLC from 8:30am to 3pm. They address Quincy's question about whether to buy a home now or wait for lower interest rates, emphasizing that while rates are higher, home prices may also be lower compared to 2023. They debunk mortgage myths, such as the need for a 20% down payment, and explain the importance of understanding good and bad debt. They highlight the impact of high-interest credit cards and payday loans on credit scores and mortgage approval. Registration details for the workshop are available at 702-210-2057 or on their Facebook page at Mortgage Matters Radio

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