After several years of not having to pay student loans - or no interest added to them - everyone is back to paying their full payments.  Brian Walsh, the head of advice and planning with SoFi, says a SAVE student loan program may be the way forward.  But there have been changes.

Currently, if you missed a student loan payment during the first year, it wouldn't be reported to a credit bureau.  That is now going away.
 The percentage of your discretionary income used to calculate your monthly payments is changing -- but currently is facing a court fight.

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