In this episode, Phil reflects on the cause and effect of people and their actions.  He advises that our success is shaped over time and interwoven with others' work in our lives.  Opportunity and hard work alone do not necessarily ensure success.  It takes help, a connected community of people empowering our potential.  Listen in as Phil guides us through our responsibilities to the efforts of others. Resources: Money Management Institute - https://www.mminst.org/ Britain's Got Talent - https://www.imdb.com/title/tt1034201/ Simon Cowell - https://www.imdb.com/name/nm1101562/ ** Luke 12:48 - https://www.biblegateway.com/verse/EN/Luke%2012:48 ** while during the course of recording, Phil attributes his Biblical quote to Luke 14:48.  The correction to Luke 12:48 has been made in post-production. Please send Comments, Questions, and Feedback to: [email protected] Please send First Friday Feedback submissions to: [email protected]

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