In this episode of the Melbourne Property Podcast, hosts Lindsay and Sky sit down with someone who helps buyers make sense of one of the most confusing parts of the property journey - finance. We’re joined by Sam (Sarthak) Pansari, Senior Finance Manager at Regal and Co, to bust some common mortgage myths and unpack what’s really happening in Melbourne’s lending landscape right now.With rates, policies and buyer sentiment constantly shifting, this is an episode every homebuyer, investor and homeowner should tune in to. Sam shares on-the-ground insights from a broker’s perspective, what trends he’s seeing, and practical advice for those planning to purchase in the next 6–12 months.Topics covered• What’s really happening in Melbourne’s lending market right now• Who’s actually buying - first home buyers, upgraders, investors or downsizers?• How rate cuts and changing policies are shaping borrowing power• Common challenges buyers face when trying to get finance approved• The truth behind fixed vs variable and interest-only vs principal & interest loans• Key government schemes and lender policy changes impacting buyers• Tips for preparing your finances before your next purchase• What to expect from lending conditions and buyer behaviour in 2026 Connect with Sam Pansari - Regal & CoNeed a loan or looking to re-finance? Reach out to Sam and the team at Regal & Co to ensure you’ve got the best mortgage broker in your corner who can secure you not only the best rates but terms to suit your needs. Be sure to mention the podcast!• [email protected] • 0425 339 070• www.regalandco.com.au • www.instagram.com/regalandco/• www.facebook.com/regalandco/ Have a topic you’d love us to cover?DM us, drop a comment, or email your suggestions to ⁠[email protected]⁠ Never miss an episode!With fortnightly new episodes, subscribe now to gain a fresh perspective on the trends and opportunities shaping Melbourne’s property landscape. Need tailored advice?For personalised property guidance, book your free discovery call at ⁠⁠convergencebuyersagents.com.au/dc⁠

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