If you own a home or a vehicle you are spending good money every month to protect yourself and others.  This an important update for California owners and potential buyers who need an expert.  Choosing the right blend of protection and cost efficiency isn't always easy to figure out. Thankfully a great agent/owner like Kiyoma can help break through the confusion and clear up how you achieve coverage and cost efficiencies across the insurance market. Kiyoma L. Yoshizumi - Agency Owner  American National Insurance Company   Sean Stanfield NMLS# 349707

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