Ask us a question!Your carefully crafted will might have a massive blindspot that could cost your heirs thousands of dollars and months of unnecessary stress. In this eye-opening episode, we tackle the critical difference between living wills and Transfer on Death Deeds that every property owner needs to understand.Most homeowners assume their estate planning is complete once they've created a will, but there's a shocking truth many lawyers won't volunteer: living wills do not transfer real property. Without a specific Transfer on Death Deed in place, your real estate must go through probate—a lengthy, expensive court process—even when your will clearly states who should inherit your home.We explore why this happens, how to properly protect your real estate legacy, and the sometimes messy complications that arise when property ownership isn't properly documented. You'll learn the crucial difference between joint tenancy and tenancy in common, how these choices affect property transfer after death, and why these distinctions matter especially for unmarried couples, investors, and parents of minor children.Drawing from real-world examples, we share stories of families caught in legal limbo, including one particularly troubling case where a woman married for 20 years discovered she had no legal right to her deceased husband's home because she was never added to the title. These cautionary tales highlight why understanding property transfer isn't just a legal technicality—it's essential protection for your loved ones.Whether you're creating your first will or revisiting existing estate plans, this episode provides the knowledge you need to ensure your real estate transfers according to your wishes. Don't leave your biggest asset vulnerable to probate delays and unnecessary expenses. Listen now to protect what matters most.0:00 Welcome to Keys and Credit4:15 Transfer on Death Deeds Explained7:12 Living Wills vs. Real Property Transfer10:55 How to Avoid Probate Completely14:27 Joint Tenants vs Tenants in Common18:00 Estate Planning with Minor Children20:12 Real-World Horror Stories

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