Honest conversations about money – Don’t be a December millionaire and a January beggar!

10/12/2025 23 min
Honest conversations about money – Don’t be a December millionaire and a January beggar!

Listen "Honest conversations about money – Don’t be a December millionaire and a January beggar!"

Episode Synopsis

Guest: Thabo Hollo, Programme Manager: Financial Education, Old Mutual

December in South Africa is more than a month, it’s a mood. It’s beaches, brunches, champagne, road trips, and the irresistible urge to live the “soft life” after 11 months of stress and sacrifice. But too often, that soft life turns hard very quickly, leaving many South Africans cash-strapped, anxious, and unprepared for the financial pressures that hit the moment January arrives.

We have an honest conversation about money with Thabo Hollo from Old Mutual’s Financial Education team. We explore why so many of us become “December millionaires” for a few festive days only to become “January beggars” when school fees, transport costs, debit orders and credit card bills come knocking. Kaya FM

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