I believe that in life, you should never stop learning new things! Specifically, when it comes to saving money vs having a YOLO mentality - I believe that if you take the time to learn, you can set yourself up to succeed down the road and still enjoy moments of life in the present. 

Episode resources:
"The Intelligent Investor" by Benjamin Graham
"Investments For Dummies" by Eric Tyson (9 editions)
Vanguard: https://investor.vanguard.com/about-us/investing-at-vanguard
Fidelity: https://www.fidelity.com/learning-center/trading-investing/how-to-invest-money 
Betterment: https://www.betterment.com 
M1: https://m1.com

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