More (detail?) on Paid Up Additions

11/12/2025 12 min
More (detail?) on Paid Up Additions

Listen "More (detail?) on Paid Up Additions"

Episode Synopsis

Paid-Up Additions (PUAs) aren't complicated, but the way different insurance companies handle them can be. And if you don't know how the company you plan to use does it, you could be in for a costly surprise. That's why in this episode we'll take a closer look at the different ways companies treat PUAs, and what you need to know before you take out a contract.  I'll also show you why you can't always count on the insurance company to keep things straightened out for you. Listen now! Show highlights include: Premiums Demystified: what goes into your premium payment, and how Paid-Up Additions affect it. (1:16) Real-world examples of very different ways companies allow you to fund Paid-Up Additions. (1:40) Why blindly trusting insurance company limits can ruin your IBC plans. (5:02) Unexpected way catching up for skipped PUAs can change your policy. (6:32) Alarming reason you should never let a letter from your insurance company sit unopened on the counter. (9:45) Why the automatic PUA discontinuation offered by some companies is right for many clients, but might not be right for you. (10:02)  Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)