If you’ve seen shocking increases in your Medicare Part D drug plan premiums — you’re not imagining it. In 2026, some plans are jumping by hundreds of percent, deductibles are climbing, and a few $0 premium options are disappearing altogether. In this episode, Spencer breaks down exactly why this is happening — and, more importantly, how you can protect yourself from overpaying. From the Inflation Reduction Act’s new rules to the redesigned Part D phases and the new $2,100 out-of-pocket cap, you’ll learn how to navigate the biggest Medicare prescription drug changes in decades. 👉 Inside this episode: ✅ Why some Medicare Part D premiums are skyrocketing ✅ How the Inflation Reduction Act changed everything for 2026 ✅ What those new deductibles and copays really mean for you ✅ 5 simple steps to protect yourself and lower your total drug costs ✅ Costly mistakes to avoid during the 2025 Annual Enrollment Period 📅 Key dates: Annual Enrollment Period (AEP): Oct 15 – Dec 7, 2025 New 2026 plans begin Jan 1, 2026 💡 Bottom line: Don’t panic — prepare. With the right plan comparison and a few smart moves, you can avoid surprise bills, stay covered, and save hundreds (even thousands) next year. 🎥 Watch until the end for Spencer’s 5-step protection plan that could make all the difference. 💬 Found this helpful? Hit LIKE, SUBSCRIBE, and SHARE to help more people understand the changes coming to Medicare Part D. #medicare #medicare2026 #medicarepartd #medicarepremiums #medicareplans #MedicareDrugCoverage #partd #inflationreductionact #MedicareSavings #RetirementPlanning #SeniorHealth #MedicareTips #medicarehelp #medicareopenenrollment #AEP2025 #MedicareNews #PharmacyCosts #prescriptiondrugs #healthcarecosts #seniors #agingwell #ingoodcompanypodcast #eldercare #healthcareexplained

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