Expensive clubs in fancy cities are en vogue right now. But is that really necessary!?Ask HTM: Josh has an exciting investment opportunity he's keen on - buying land. There are some real pros and cons to consider first!College degrees don't make quite as much financial sense these days. BUT, some universities are making a higher education tuition free for many families. Jamie wants to put money in a 529 plan. But she lives in Mississipi, and the fees on their funds are through the roof! What to do!?See omnystudio.com/listener for privacy information.

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