Cam Villa engages in a captivating conversation with Joseph Kelly, a distinguished mortgage professional and preferred partner at the Sacramento Association of REALTORS. With a background in hospitality and a transition to the mortgage industry, Joe shares his inspiring journey and the pivotal moments that shaped his career. From Sacramento's real estate landscape to the challenges of inventory shortages, Joe provides valuable insights and debunks common misconceptions in the mortgage world. Join Cam and Joe on this insightful episode as they unravel the stories behind the scenes, showcasing resilience, growth, and a commitment to adding value in the real estate and mortgage realm.       Music: Welcome to the Show by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/4614-welcome-to-the-show  License: https://filmmusic.io/standard-license  All speakers in this podcast do not speak on behalf of the Sacramento Association of REALTORS® nor do they represent the Sacramento Association of REALTORS®. All presenters are speaking on behalf of their own profession. 

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