Episode Synopsis "No Money Down? It's Possible."

Jen Conley tells us the story of Jennifer, who was a first time home buyer. Jennifer was able to buy her home with no money down and her mortgage payment is cheaper than most peoples rent.

Listen "No Money Down? It's Possible."

More episodes of the podcast Home Loans by Jen

• This family set a budget to pay things off in order to buy a home
• Long time renters buy their home of 16 years
• Helping the son of high school friends buy a house
• Moving to Chillicothe from out of town
• This woman came back from a trip and closed on her home as soon as she returned
• This family got into their home in 17 days
• The sellers covered this couple's closing costs
• This couple bought their house with no money
• This loan became complicated, but they stuck with it and she is a home owner today
• This local family bought the house they had been renting for 26 years
• This local lady became a home owner with very little money down
• This couple refinanced, got cash out, and still had over $80,000 in equity
• Renters got in their new home with only 3.5% down
• The second time's a charm
• Her mortgage is the same as her rent was for her apartment
• She got the chance to buy the house she used to live in
• They purchased the home they were renting
• Her rmortgage payment is less than rent in the same home
• This family got a gift of equity and had no money down
• Reasons to Refinance
• Back for another loan
• This Family refinanced and got $50,000 in cash out
• Two Refis at Once?
• They didn't start with Home Loans by Jen and ran into issues
• Buying from a relative
• Clear to Close in 10 business days!?!?
• Word of mouth is the best referral
• Is it time to refinance?
• Jen helped this family moving from another state
• She heard us on the radio and is in her new home in 23 days
• Google led them to Home Loans by Jen
• New Home- new baby
• Family referral clear to close in 15 days
• Changed house- still clear to close in 10 days
• Local Veteran uses his benefit to buy a house
• Mom and Son get their new home in 13 days
• This family was referred by friends and are in their new home
• Life changes and a home change
• Referral from a co-worker
• 16 Days to clear to close
• Some delays- but still in their new home
• Dad referred this couple to Home Loans by Jen
• Ronnie heard about Home Loans by Jen on the Radio
• This couple was referred by a friend and was in contract within 5 days
• Buying and selling at the same time and still clear to close in 11 days
• A VA loan in 17 days from submission to clear to close
• This family refinanced and saved over $1300 a month
• This family was happy to find their forever home
• This family took the advice from a friend and were in in their home quickly
• A great Realtor can help you get into your home
• This family saved over 1300 by refinancing their home
• She listened to Mom and Dad and now is in her new home
• Stephanie used digital signing because she was so busy
• Jennifer had all her paper work in place and was in her new home in 20 days
• Justin was pre approved and in contract within 13 days!
• Megan went from renter to home owner in 15 days
• This family needed more room and went from renters to home owners in 18 days
• Hometown Lenders helps an out of state compnay re-locate to Chillicothe
• This family used their VA benefit for their new home
• Christopher used the USDA Loan to get into his new home in 22 days
• This Family saved money by refianancing their home, and it only took 10 days!
• This family had issues elsewhere with a VA loan, but HomeTown lenders got the job done
• Kacey got in her first home with no money down in 15 days
• Katie and Bryce started with another lender but things stalled so they called HomeTown Lenders to finish the job
• This family bought their new home in 19 days with NO DOWN PAYMENT!
• They didn't think they would be able to be homeowners
• Get pre-approved now with HomeTown Lenders so when you find that home you are ready
• Refinancing is still an option
• Another VA Loan for a deserving Veteran
• You can you your VA benefits to refinance your current loan
• HomeTown Lenders will stick with you even if you have issues with your credit
• Whether it takes 2 weeks or two years, HomeTown Lenders will help get you in your new home
• This family came back to HomeTown Lenders for their second home
• This couple got pre approved and it helped them get the home quickly
• This family had a lot going on, but got in their new home in record time
• Buying and seliing at the same time? No problem for HomeTown Lenders
• You set the pace of your mortgage process
• This family started with another lender and things went bad
• Refinance your current home to save money
• No downpayment loans are still available
• In person or online, HomeTown Lenders can get your loan started
• From homeless to homeowner in 17 days
• You can work online or in person with HomeTown Lenders
• HomeTown Lenders can help even if your credit is not that great
• There are many reasons to refinance your home
• It's never too late to refinance your current home
• This local guy worked for about a year to get into his new home
• Is this the year to refinance your home?
• This family saved with a refinance at HomeTown Lenders
• This Family was given a plan and is now in their new home
• Save money refinancing your home with HomeTown Lenders
• This couple was able to buy the home they were renting
• This family was able to get cash back with their refinance
• HomeTown Lenders works around YOUR schedule
• Jen helps her son buy a home
• No down payment necessary for this first time home buyer
• Get your application started today with HomeTown Lenders online
• This family refinanced to help pay off debt and do home repairs
• There are many reasons to refinance your home
• Buying and selling at the same time- no problem for this family
• This couple got pre-approved and worked hard to get in their new home fast
• Things went quickly for this family and they are in their new home
• Buying and selling at the same time? No Problem with HomeTown Lenders
• It took this couple awhile, but they stuck with it and are new home owners
• This family was able to pay of high interest bills by refinancing
• HomeTown Lenders can help even if your credit is not that great
• It's never too late to refinance your current home
• This local guy worked for about a year to get into his new home
• No matter how long it takes, HomeTown Lenders will stick with you to get you into your new home
• You can work online or in person with HomeTown Lenders
• This couple stayed involved in their loan process and made it quick and easy
• Is this the year to refinance your home
• Check out the online application and tools from HomeTown Lenders
• It took this couple a few months to get an offer accepted on a house, but didn't give up
• This local woman worked the plan she was given and was able to buy her new home within two months
• Survey issues didn't stop this family form buying their dream home
• The appraisal came back with repairs needed, but it didn't stop this family from getting their new home quickly
• This couple started with another lender, but ran into problems and was able to get their new home with HomeTown Lenders
• She had some issues to work thru, but got it done quickly and she is in her new home
• He started with another lender that couldn't get it done
• She had a little work to do before getting pre- approved
• She was the Second loan on the house, but got it done with HomeTown Lenders
• Sometimes you have issues to work thru, but HomeTown Lenders doesn't give up on you
• Melissa refinanced and saved over $700 a month
• This first time home buyer got pre- approved and was in her home in 30 days
• Devon got an OHFA loan and brought ZERO money to closing
• These repeat clients made buying & selling at the same time look easy
• Clear to close in just 18 DAYS!
• Great Communication kept this loan on track
• This home owner refinanced and saved $1500 a month!
• This home buyer brought zero money down to closing
• This home buyer worked with us for a bout a year before deciding on the perfect home
• Only 20 days from submission to clear to close for this home buyer
• This family got heir home in 22 days with no money down
• A HomeTown Pre approval letter helped this family get the home of their dreams
• Repeat customer holds out to refinance at a lower rate
• This couple used their VA benefit to get into their new home in 30 days
• Hayden took his time finding the perfect house
• This family refinanced to pay off debt and ended up saving over $500 a month
• This local woman returned to HomeTown Lenders to refinance her home
• This loan was 13 days from submission to clear to close- even during the coronovirus!
• Cody has the keys to his new home with less than $15 down
• First time home buyer brings $0 to closing!
• This couple found the perfect home in their price range
• James closed on his new home using VA benefits and brought less than $15 to closing!
• No money down? it IS possible
• This couple closed in record time...2 weeks!
• Brandon bought his new home with NO money down
• Less to 30 days from submission to clear to close for this local couple
• You don't need 20% down to buy a new home
• Andrew came back to HomeTown Lenders to purchase his 2nd home
• This local guy started with another lender, but got frustrated and switched to HomeTown Lenders
• This first time home buyer was able to find a gem of a home
• Henry got his loan done at HomeTown Lenders before his house was completed
• Shane came to closing with NO out of pocket money!
• Jonathan got pre approved the same day and was in contract on his new house a few days later
• Sometimes it takes awhile to find your home, HomeTown Lenders will stay with your through the process
• HomeTown Lenders was able to help this busy couple buy their home
• Cody was tired of renting and used his VA benefit to buy his very own home
• Down payment assistance loans can be quick and easy
• Misty was able to close in just under 30 days
• Merry Christmas from everyone at HomeTown Lenders
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• Find out what your loan options are.. Just give us a call at HomeTown Lenders
• Amanda was able to refinance and save money
• If you are not happy at another lender, switch to HomeTown Lenders
• You are part of the family at HomeTown Lenders
• If you are struggling, it may be time to refinance and use that equity to pay off debt
• 13 days from submission to Clear to Close!
• Peyton used the OHFA loan to bring no money at closing
• Jaqueline got approved and closed quickly
• Lawrence got a grant to help pay his down payment
• Tina refinanced her current home and was able to pay off debt
• First time home buyer is clear to close in 21 business days
• Joseph wanted to close quick, and HomeTown Lenders stepped up to the plate
• Brandon was a new home owner in 21 business days
• Miranda was determined to close fast-- 16 business days!
• Ben found the perfect home and came straight to HomeTown Lenders
• Christopher was able to buy the family home with help from HomeTown Lenders
• This couple came back to HomeTown Lenders to purchase their second home
• Is it time to refinance? let HomeTown Lenders help
• You don't need perfect credit to buy a new home- let HomeTown lenders help
• Carrie got pre approved and was under contract in 49 hours
• Sandra started with another lender, but found out they didn't lend on manufactured homes. HomeTown Lenders was able to finish the job
• This couple wanted to take their time thru the home buying process
• Michael was referred to HomeTown Lenders by a friend
• Siblings each by a home with HomeTown Lenders
• Get pre approved to prove you are a serious buyer
• Thomas refinanced and was able to pay down debt
• Buying a home can give you security
• Sara didn't want to rent, so she went to HomeTown Lenders to buy her own home
• Tracy was done renting and found the perfect loan for her at HomeTown Lenders
• Taylor was clear to close in less than 3 weeks!
• This couple used the 203K loan to make improvements to their new home
• This couple wanted to take their time finding the perfect house
• This local resident was refereed to HomeTown Lenders by a co-worker
• Some loans are easier than others, but HomeTown Lenders will not give up when it gets hard
• Ryon took his time finding the perfect home, but when he did, he was able to close fast
• Communication is key to helping your loan close quick
• Christy wasn't even sure she qualified to buy a home, but less than 60 days later she is a new home owner
• Mary was selling a home out of state, and buying here in Ohio at the same time
• This couple became home owners in less than 30 days from submission to clear to close
• You can get Pre-approved online at HomeTown Lenders
• The borrower helps mover the long along faster
• This home buyer asked all the right questions and got in his home fast
• HomeTown Lenders helped this family buy a second home
• You are not B.T.R (Born to Rent) Call HomeTown Lenders today to start the process of becoming a Home Owner
• This long time renter was able to buy the home he was currently living in
• This single mom was able to qualify for a home loan
• No down payment? no problem with OHFA down payment assistance
• Self Employed and wanting to buy a house? no problem at HomeTown Lenders
• This motivated couple was buying and selling at the same time and got it done fast
• Keep your down payment money for something else
• This local resident qualified for a zero down payment loan
• This guy worked hard to help his loan along
• VA loans don't have to be hard- let HomeTown Lenders help
• This couple bought their home from family and were closed in 9 days!
• This family got into their new home with $0 down!
• This family worked a lot and needed a lender who could work around their schedule
• This couple was able to stop renting and buy their own home
• This veteran used his VA benefit to purchase his new retirement home
• HomeTown Lenders can help if you are moving into or out of the Southern Ohio area
• This lady had great communication and was able to get into her home in 30 days
• OFA Grant can help you get into your new home with NO MONEY DOWN.
• This couple went to another lender first and had issues, but HomeTown Lender was able to finish the job
• you help set the pace at HomeTown Lenders
• HomeTown Lenders wants to get to know you
• Government Shutdown? No Problem at HomeTown Lenders
• Rehab loans can help make that "almost" home YOUR home
• Busy? HomeTown Lenders can work around YOUR schedule
• Like face-to-face communication? They still do that at HomeTown Lenders
• This man was just looking to be pre approved, but ended up under contract with his new home within a week
• Starting out or starting over, HomeTown Lenders can help
• Don't be intimidated with the loan process, HomeTown Lenders is there to help
• This local guy brought no money to closing thanks to a grant program
• This family got pre-approved and got in their new home fast
• Are you a veteran? let HomeTown Lenders help you with a VA Loan
• Have you been in your current home awhile? Maybe it's time for a refinance
• HomeTown Lenders helped this family buy a second home after they lost their first to a fire
• You can help your loan close faster
• Down payment Grants are available to qualified homeowners
• In person, online, or on the phone, you can start your loan process at HomeTown Lenders however you like
• Time to refinance your current home? HomeTown Lenders can get you cash and lower your payment
• This Local family started the process early and was in their new home fast
• This Local woman started with 2 other lender and had issues until she went to HomeTown Lenders
• You get home Town service at HomeTown Lenders
• This local man found his dream home and brought $0 to closing
• If you are tired of renting, HomeTown Lenders can help you own your own home
• This local man came to a Coffee Shop Q & A and decided it was time to buy his own home
• This family had no down payment and closed in 30 days
• This family returned to HomeTown Lenders for another successful home loan
• This family had many challenges, but HomeTown Lenders was able to get the loan done
• This Family found themselves buying and selling at the same time- but it was no problem with HomeTown Lenders
• If your dream home needs work, we've got a loan for that
• Time to refinance your current home? Call HomeTown Lenders
• This family returned to HomeTown Lenders for their next home
• This family was moving to Ross County from out of state
• This local man was able to come to closing with NO MONEY DOWN
• This young man is the perfect example of how a loan should go
• This lady started with another lender, but ran into problems. She came to HomeTown Lenders and the problem was solved
• You won't find "Banker's Hours" at HomeTown Lenders
• Communication is the key to getting your loan done quickly
• Having trouble with that downpayment? Let HomeTown Lenders see if you qualify for a "No Money Down" loan
• Are you renting but want to buy? HomeTown Lenders can help
• This family was preapproved for more that what they thought
• Another Clear to Close loan in 30 days
• The McNeal's didn't want to rent anymore, so they returned to Chillicothe as home owners
• An Ohio Grant helped this customer come to closing with NO MONEY DOWN!
• This family managed to take a vacation and still closed quickly
• Good communication is the key to a quick closing
• The best recommendations come from our customers
• This family was patient and did all the right things while waiting for their dream home to come along
• Is this homeTown Lenders stuff for real?
• Stephanie got Pre approved with HomeTown Lenders first, making it easier to get into her new home
• Like in person service? We still do that at HomeTown Lenders l
• It can be hard for Union workers to report their paychecks for a loan- but not at HomeTown lenders
• Tito found the house of his dreams and needed to secure financing fast
• Tim was having trouble finding a house, but he didn't give up
• This local Veteran Heard about HomeTown Lenders on WKKJ and they were able to help
• This man was moving to Ross County for a job, and had to get in his home fast
• HomeTown Lenders worked around this lady's schedule to get her in her new home fast
• This family started with another lender and got frustrated after 3 months
• You can help your loan go more quickly
• You can still do face-to-face business with HomeTown Lenders
• This local guy was able to get into his home with no money down!
• This family used an OHFA grant to help with their down payment
• This first time home buyer got in his dream home with HomeTown Lenders
• This family used their VA benefit and got pre-approved with HomeTown Lenders
• This family helped their loan close faster
• This family helped close their loan in less than 30 days!
• Buying a home does not have to be hard, even if you are selling your current home
• HomeTown Lenders works around your schedule to get loans done quickly
• HomeTown Lenders helped this couple get into their dream home
• the Dream Home Improvement Loan
• Want to close your loan in 30 days? It's possible
• This lady almost gave up until she came to HomeTown lenders
• Let HomeTown Lenders refinance your current home and save you money
• Local family finds the country home of their dreams
• No Banker's Hours at HomeTown Lenders
• This local family took their time to find their dream home and got financed quickly
• This local man was able to purchase a family home with no money down
• This local family got a V.A. loan with NO MONEY DOWN!
• This local guy got tired of renting, and is now a happy home owner
• This family was able to close quickly by working hard
• Think you can't get a home loan? Think again.
• This family got pre approved and was prepared and able to close in two weeks!
• HomeTown Lenders is able to work around your schedule to get things done.
• 4th of July story about a local veteran who got his dream home using his V.A. benefit
• This buyer ran into snags on the seller's side, but still got financed in two weeks
• This family returned to HomeTown lenders to buy their Third Home
• This family worked hard to get into their dream home
• This First Time Home Buyer Heard About HomeTown Lenders on the Radio!
• Love the home you are renting? See if you can buy it!
• These First Time Home Buyers Were able to Help Their loan Close Fast
• Being an involved buyer helps your loan process
• Refinance now to payoff debt or lower payments
• Down payment assistance loans are available
• This local guy was referred by a past client to HomeTown Lenders
• buying and selling at the same time? No Problem at HomeTown Lenders
• This lady returned to buy her second home from HomeTown Lenders
• This local guy started online, but the lender couldn't finish the job.
• This local lady feared she would be turned down, but not at HomeTown Lenders
• Buying and Selling at the same time? no problem for Hometown Lenders
• Another family clear to close in less than 30 days
• Deal with someone in your Home Town
• You can help your loan close quickly
• Personal Face-to-Face service is what you get at HomeTown Lenders
• Let HomeTown Lenders help you write your story
• Great communication is key to closing your loan fast
• Already in your deam home?- refinance with HomeTown to save money on your current mortgage
• This family challenged HomeTown Lenders and got their loan closed in 28 days
• Let HomeTown Lenders help you thru the home buying process
• Get True Approved with HomeTown Lenders to prove you are a serious buyer
• HomeTown Lenders can help anywhere in the state of Ohio
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• Buying and selling at the same time?- no problem with HomeTown Lenders
• Dream Home Improvement Loans Available
• The best birthday present ever.....
• She didn't think she qualified to buy a home, but got qualified thru HomeTown Lenders
• They were turned down by an online lender, then went to HomeTown Lenders
• Selling and buying at the same time? No problem for HomeTown Lenders
• Ready to buy that home you are renting? Come to HomeTown Lenders
• These were prepared buyers who knew that communication is key to quickly closing
• This local lady got into her new home in less than 30 days
• This young man didn't want to rent, he wanted to be a home owner
• Good Communication paid off for this local family
• This local lady did what she needed to do to get clear to close in less than 30 days
• This local guy started with an online lender, got frustrated with the service, and went to HomeTown Lenders
• Buying and selling at the same time? Let HomeTown Lenders help
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• Let HomeTown Lender refinance your current mortgage to save you money
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• This local man was referred by a friend and was under contract in under 30 days
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• personal service at HomeTown Lenders
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• This local lady got a house for her birthday!
• This lady expected to be turned down for a home loan, but was surprised to be approved by HomeTown Lenders
• Don't Let Fear of the Unknown stop your home buying process
• This family found their dream home before selling their old one, but it was no problem with HomeTown Lenders
• When Your dream home is your family home
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• This first time home buyer saved for a home and had no debt
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• Check out the Dream Home Improvement Loan
• This first time home buyer wanted to conduct business face to face with no appointment
• This local guy was not getting answers elsewhere, so he called HomeTown Lenders
• Communication is key in getting your loan finished quickly
• This local guy started with an online lender, but ran into problems
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• You get In Person service at HomeTown Lenders
• This family started with an online lender and was turned down.... but HomeTown Lenders was able to help
• Juggling buying and selling at the same time? Let HomeTown Lenders Help
• Closing in 30 days is "the norm" for HomeTown Lenders
• Referred from a Family Member to HomeTown Lenders
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• This Family was turned elsewhere, but got financed thru HomeTown Lenders
• Over Communication is Great and helps you get into your home faster
• Are you already living in your dream home? HomeTown Lenders can help you buy it!
• HomeTown Lenders makes it easy for you with extended hours
• No down payment USDA Loans are available through HomeTown Lenders
• This Family returned to buy their Second home from HomeTown Lenders
• This family came back to HomeTown Lenders for their second home
• This family bought a home and are paying less than their rent!
• Don't Work 9-5? Neither Do We.
• Clear to Close in Less Than 30 Days!
• Home Buying CAN BE Quick and Easy with HomeTown Lenders
• Mortgage Payment Cheaper Than Rent
• Buying and Selling at the Same Time? No Problem
• Little or No Down Payment Loans are Available
• Grant Money Can Help With Your Down Payment
• HomeTown Lenders Does V.A Loans!
• Think You May Never Own a Home?- Think Again!
• Buying and Seling in Less Than 30 Days
• From Renting to Home Owner in 30 days
• In His New Home With Less Than $100 Down
• NO is not an Answer at HomeTown Lenders
• No Money Down? It's Possible.
• First Time Home Buyer in 30 days
• Helping Veterans Get in their Own Home
• HomeTown Lenders Helps You Through the Process
• You CAN Be a Home Owner too