DSCR stands for Debt Service Coverage Ratio.  Think of this as an investor loan for both short (airbnb) and long term rentals. A little background on what a DSCR loan is:The formula for the debt-service coverage ratio requires net operating income and the total debt servicing for the entity. Net operating income is a company's revenue minus certain operating expenses (COE), not including taxes and interest payments. It is often considered the equivalent of earnings before interest and tax (EBIT).Can finance over 10 properties, 1-4 unit homes, and 5-8 unit properties as well.  Loan amounts up to $2.5m.Min 20% down required.Credit scores as low as 620.Reach out to me or Tracy Joy directly if you'd like more information on this great loan program!  Dan Keller (mlo# 115349)Mortgage Advisorcall/text: (425) [email protected]

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