In this episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner sit down with special guest Ryan Smith from Guild Mortgage to discuss the challenges of buying a home in 2025. With rising interest rates, low housing inventory, and a competitive market, homebuyers need to be strategic to secure the best deals.What You’ll Learn:✅ How rising mortgage rates impact home affordability✅ The housing supply shortage and its effect on buyers✅ Smart mortgage strategies to win in a competitive market✅ Creative financing options to improve your loan approval chances✅ The importance of pre-approval and how to strengthen your offer💰 Looking to buy a home in 2025? Learn tips and strategies to navigate the real estate market and avoid costly mistakes!🔔 Subscribe for more real estate insights! Like & share if you found this helpful! @walknercondon0:00 - Introduction: Home Buying in 20250:40 - Guest Introduction: Ryan Smith from Guild Mortgage 1:11 - How the Mortgage Industry Has Changed2:16 - Housing Market Challenges: Supply & Demand Issues3:49 - Mortgage Strategies to Make a Stronger Offer4:52 - Why Sellers Prefer Offers With Fewer Contingencies6:27 - Why Pre-Approval is More Important Than Ever8:34 - FHA vs. Conventional Loans: What’s Best?9:36 - Why Gifted Money for Homebuyers is More Common12:16 - The Long-Term Value of Real Estate13:51 - Should You Consider a Temporary Rate Buydown?15:58 - The Benefits of a 30-Year Fixed Mortgage18:35 - Final Advice for Homebuyers in 2025#BuyingAHouse2025 #RealEstateMarket #HomeBuyingTips #MortgageRates #HousingMarket #FirstTimeHomebuyer #HomeLoan #GuildMortgageContact information for Ryan Smith:For more on this topic and others check out the blog on our website Visit our website for more financial planning resources and educational information ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

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