On this episode of For What It's Worth with Rubina Ahmed-Haq, tackles holiday spending as well as a 2023 finical look ahead. she is also joined by Aseel El-Baba, from Conscious Economics to talk financial confidence and the barriers many people face living paycheck to paycheck. Later in the show Rubina brings on Mark Franklin, Practice Leader at careercycles.ca, to discuss rising expenses and what workers can expect from their employers when it comes to a raise in 2023. Rubina ends the show with her new years resolutions for 2023.

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