In this episode of the Daily Financial Services News Wrap, key topics include the increase in mental health-related claims impacting Australia's insurance sector, with TAL's payouts reaching $2.3 billion. TAL is introducing psychiatric assessments and health services in response. Also discussed is the financial ambition and risk tolerance of Gen Y and Z Australians, who favour cryptocurrencies and ETFs, leading to financial advisors being encouraged to provide clear investment information. Moreover, Morningstar is partnering with SuperAPI to transform superannuation processes and make use of initiatives like Super Stream and SuperMatch. Lastly, the Reserve Bank of Australia hints at a possible interest rate cut, prompting citizens and economists to eagerly anticipate the December consumer price index report.

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