You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call“Your FEHB doesn’t really get more expensive in retirement — it just changes from biweekly to monthly payments, and that simple shift trips up a lot of retirees.”💌 Sign up to my free weekly email newsletterhttps://cdfinancial.org/media/#newsletter🔗 LINKS MENTIONED▶️ FEHB Open Season Video – How to compare plans: https://youtu.be/QvMDKfsFXLg▶️ Survivor Benefit Explained – Why you need at least 25%: https://youtu.be/6FQ-ZFtrMZE⚙️ MY FREE WEBINARShttps://cdfinancial.org/attend-an-event/Connect with CD Financial for More Insights:Twitter: @CDFinancial_LLCInstagram: @CDfinancial.llcFacebook: CD Financial LLCLinkedIn: CD Financial LLC👋 WHO AM I?I’m Charles Dzama, founder of CD Financial. We help federal employees understand their benefits, optimize retirement income, and make confident decisions about the future. On this channel, you’ll find clear, practical guidance on FERS, FEHB, TSP, and more.⌚️ Timestamps0:00 – Introduction: Why FEHB Costs Look Higher0:45 – The Real Math of FEHB Premiums1:34 – Rising Costs and Inflation Impacts2:18 – Open Season After You Retire3:02 – How Association Plans Negotiate Lower Costs3:42 – Premium Conversion: Losing Pre-tax Savings4:24 – Special Provisions and the $3,000 Tax Credit5:08 – The 5-Year Rule for Keeping FEHB5:48 – Survivor Benefit Requirements6:24 – Medicare Part B and Postal Retirees7:06 – New Postal Rules and Medicare Enrollment7:44 – Final Thoughts and Next StepsGet More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation:👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company. Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.#FEHBinRetirement #FederalEmployeeBenefits #RetirementPlanningSupport the show

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