In this episode of Chai Pe Kharcha, we chat with Abhilash Surendran, a seasoned NRI now residing in London, about his personal and professional journey across Asia and Europe. Abhilash shares practical insights on navigating financial decision-making as an NRI, touching on salary expectations, cost differences between cities like Singapore and London, and the importance of financial independence and early retirement planning (FIRE). Listen as he discusses cultural immersions from his extensive travels, the importance of slow travel, and offers advice on integrating into new environments. The episode covers the nuances of living in high-cost cities and planning for a financially secure future while adjusting to different cultural and geographic settings. Learn from Abhilash's experiences and the steps he's taking towards achieving a balanced, financially-independent lifestyle. #chaipekharcha #nri #london #singapore #travel #fire

00:00 Introduction and Guest Welcome
01:00 Abhilash's NRI Journey
03:27 Life in London vs. Singapore
07:46 Navigating Housing and Transportation in London
15:13 Cost of Living in the UK
23:33 Visa Systems and Immigration Insights
28:44 Cultural Integration in London
29:23 Introduction to FIRE and Early Mistakes
30:10 Taking a Career Break for Travel
31:59 Key Principles for Financial Independence
34:34 Advice for Young Travelers
35:26 Reflections on Career and Life Choices
40:21 Financial Planning and Investments
45:48 Living Expenses and Retirement in Kerala
49:15 Investment Strategies and ESOPs
53:11 Conclusion and Final Thoughts

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