A rapid rescore is a service offered by lenders to quickly update your credit report with the latest information, potentially improving your credit score in a matter of days rather than waiting for the usual reporting cycle. Here’s how it works:How Rapid Rescoring Works:Correct Errors or Update Balances – If you've recently paid off debt, had incorrect information removed, or made other positive changes, a rapid rescore can update your credit report faster.Lender Requests the Rescore – You can’t request a rapid rescore on your own; a lender must do it for you.Credit Bureaus Update Your Report – The lender submits proof (such as a paid-off credit card statement) to the credit bureaus, which then updates your report within a few days.When to Use Rapid RescoringYou’re applying for a mortgage or other loan, and a higher score could qualify you for better rates.You recently paid down high credit card balances.Errors or outdated negative items were removed from your report.Important NotesA rapid rescore does not remove accurate negative information—it only updates legitimate changes.It typically takes 3-7 days for results.Some lenders offer it for free, while others may pass on a fee.Would you like help finding lenders that offer rapid rescoring?tune in and learn at  https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show

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