YNAB is a very powerful and flexible tool, allowing you many ways to build and organize your budget. Unfortunately, that means for some people it can be overwhelming when you first start! Ben and Ernie remind us that the budget should reflect how YOU see your life -- your values and your priorities -- and once you start viewing the budget in this way, your categories will follow.   Links: 'Share Your Categories' Reddit thread https://www.reddit.com/r/ynab/comments/skem1f/meta_share_your_categories_fortnightly_thread_for/ Budgeting Together https://www.youneedabudget.com/budgeting-together/   Budget Nerds YouTube Channel: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g  

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