Evan wants to remind everyone the importance of a positive mindset, even if you're Broke at 40, 45, or 50.  Have the ability to accept where you are RIGHT NOW. There's only upward once you've hit a financial bottom or if you've never applied the SIMPLE concepts of personal finance.  Regardless of income, it's all relative to expenses.  So begin now.  Don't wait until you sink even lower.  And be a Winner while Broke. It will help you realize when you're no longer there and suddenly your investments will one day have the potential to pay you expenses, all on their own.  It's this simple awareness that will keep you motivated over time.

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