As we await the next Fed Open Market Committee readout, Glen speaks with CD Valet's Mary Grace Roske about deposit rate trends that aren't as straightforward as one might expect. Also- stablecoins are officially GENIUS, CBDCs are still the Antichrist, and the big money keeps flowing into real time payments.   Links related to this episode:   CD Valet: https://www.cdvalet.com/  Glen's blog assessing the midyear state of RTP, FedNow and Same Day ACH: https://www.big-fintech.com/real-time-payments-rapid-ascent-continues-with-some-odd-footnotes/ Ledger Insights' take on the Anti-CBDC Surveillance Act: https://www.ledgerinsights.com/anti-cbdc-surveillance-act-shouldnt-prevent-wholesale-cbdc-tokenized-reserves/   Our data-rich January interview with Bancography: https://www.big-fintech.com/without-data-its-all-just-vibes/  Finovate, September 8-10 in NYC:  https://informaconnect.com/finovatefall/    Check out https://www.bigmerger.ai/ for details on how BIG has turbocharged its 20 years of credit union M&A experience with an AI-assisted framework that delivers successful conversions with remarkable speed, full data privacy and zero member downtime. Read about how BIG enabled the UCCU/TransWest core system merger in just 5 months. Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

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