As we close out Q4, many of us can feel the noise and pressure rising. When your numbers feel unclear or unstable, that’s your business telling you it needs attention. Before we start dreaming about big launches or expansion in 2026, we need a foundation strong enough to support it. Most founders skip the exact steps that make next year predictable—and it shows up as chaos later.On this episode of Become Sensible, I walk you through the three phases of financial architecture you must complete before January 1. I share why validated numbers—not emotions—are the only responsible way to plan, how to stress-test your margins for rising costs, and how to stop the capital leaks that silently drain profit. We also break down what a real cashflow map looks like, the layers that create stability, and the owner-compensation strategy too many entrepreneurs ignore. This is about entering 2026 with confidence and clarity.You’ll finish feeling grounded and ready to build—not just run—your business.“Bad data leads to bad decisions. Validate your foundation before you draw the blueprint.”LinksLearn more about Balannx: https://balannx.com/ConnectFollow me, Fiona Nguyen, on LinkedIn: https://www.linkedin.com/in/fionahnguyen/Learn more about Balannx: https://balannx.com/Timestamps0:00 – Why Q4 anxiety is a signal from your business1:00 – Phase 1: Validation (bookkeeping, tax footprint, compliance)7:00 – Phase 2: Strength Testing (margin stress test & capital leaks)11:45 – Phase 3: Drawing Your 2026 Blueprint (cashflow map & allocation)18:00 – The real reason founders fail: unmanaged cashflow Hosted on Acast. See acast.com/privacy for more information.

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