In this episode of the A+ YOU Podcast, hosts Danielle Johnson and Amber Shanley sit down with Brian Volkmann, CFO of Affinity Plus Federal Credit Union, to discuss how interest rates impact personal finances, loans, and savings.Brian shares insights on how Affinity Plus determines rates for mortgages, auto loans, and credit cards, while also explaining the role of the Federal Reserve and inflation in shaping financial markets. The conversation highlights the importance of credit scores, down payments, and loan terms in securing better rates.Whether you’re considering buying a home, refinancing a loan, or improving your savings strategy, this episode provides expert insights and practical advice to help you make informed financial decisions.Affinity Plus Federal Credit Union - federally insured by the NCUA

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