As a certified long-term care planning specialist, Terry gets to the basics with  Alecia Barnett.  We get calls for long-term care when someone in the family gets ill.  Did you know that the newer policies allow you to leave any money you don't use to your beneficiaries? Also there is a company that allows you get a policy even if you have a chronic illness? Traditional long-term care was a use it or lose it proposition. It's interesting that a lot of people thing Medicare will give you long term care.... That's simply not the case...  Long-term care was designed to help you with the expenses of chronic illnesses. The days of use it or lose it are over, give us a quick listen and we'll explain all the details.Be sure and subscribe to our weekly podcast, and check out our other episodes at www.frsinvestmentadvisors.com

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