In this candid and empowering conversation, Tiffany and Jeanette dive deep into the realities of navigating life transitions like divorce, career pivots, or financial setbacks while learning how to live well on less. With unfiltered honesty and plenty of practical tips, they share their own personal stories of budgeting, cutting back without sacrificing joy, and building resilience during tough seasons.
Listeners will discover strategies like the envelope system, creative side hustles, housing hacks, grocery savings, and even beauty and lifestyle tricks that keep life fun without breaking the bank. The episode is a reminder that budgeting is not about restriction, it is about creating room for what comes next in your life. 
 
Key Topics Covered:
• Why budgeting during life transitions matters such as divorce, new business, or career changes
• The classic envelope system and how to modernize it with multiple accounts or apps
• Housing hacks like roommates, downsizing, or renting out part of your home
• Grocery savings through Aldi, Trader Joe’s, meal planning, and stocking up smartly • Beauty and style on a budget with affordable stylists, makeup dupes, and thrifting
• Teaching kids financial awareness through fun and affordable activities
• Creative side hustles and bartering such as flipping products, freelancing, and consignment sales
• Why budgeting is about freedom, not restriction


Memorable Takeaways:
✨ Budgeting isn’t about holding yourself back, it’s about creating space for what you want next.
✨ Sometimes the smartest move isn’t to hold onto the big house, but to downsize or share space temporarily.
✨ Living on less doesn’t mean living with less joy. You can still have fun, travel, and feel abundant.
 
Links and Resources mentioned:
• Book: Profit First by Mike Michalowicz (envelope-style system for businesses)
• Apps: Oportun App, Instacart app, WhatNot app, Thread Up, Depop
 
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Hosted by Tiffany Castillo & Jeanette Soltys
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