50-Year Mortgage, The Fed, Rates, and MBS (with Matt Graham)

12/11/2025 35 min

Listen "50-Year Mortgage, The Fed, Rates, and MBS (with Matt Graham)"

Episode Synopsis

In this episode, I’m joined by Matt Graham, founder of MBSLive.net and writer for Mortgage News Daily, to unpack what’s driving interest rates today.We discuss:Why the Fed doesn’t directly control mortgage ratesThe relationship between Treasuries, inflation, and mortgage-backed securitiesWhat the “spread” between mortgage rates and the 10-year Treasury really meansWhether the new 50-year mortgage is a smart idea (or a costly mistake)