Ep 24:Credit card debt is expensive. With interest rates over 22%, a $5,000 balance could cost you nearly $2,000 in interest over just three years. But what if you could cut that by more than half?In this episode, we break down how personal loans—like those from SoFi—can help you consolidate high-interest debt, lower your payments, and actually make progress. We run the numbers, weigh the pros and cons, and help you decide if this move makes sense for your financial goals.💸 Learn the smarter way to get debt-free.🎯 Numbers that make it real.📉 Tips that actually work.

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