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Listen "It’s a Family Affair! Future Insights Family Takeover 🎙️ Finance, Wellbeing, and a Sprinkle of Stardust - Episode 139"
Episode Synopsis
It’s a family affair on today’s 1230 TWC Business Beat—and we love it! We’re joined by the fabulous Future Insights Accountants family, bringing smart money moves, practical bookkeeping wisdom, and a little musical magic to brighten your day.
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1230 TWC News & Dates for Your Diary
22 October — Evolution of Finance for Businesswomen+ (Highlights)
What. A. Day. A heartfelt thank-you to everyone who packed the main chamber at Bromley Civic Centre. The energy was electric and the takeaways were real-world and actionable. Highlights included:
MC: Carole Pyke MCIM
Keynote: Penny Power OBE
Speakers: an inspiring line-up sharing finance, resilience, and growth strategies
Performances: Macy O’Shea and a surprise song from Gem O’Reilly
Community Partners: Start Up Bromley, Westmeria Counselling Services, Radfield Home Care (UK), The Women in Business Radio Show (Sian Murphy)
Fun & Connection: Networking Bingo, Lucky Dip, and brilliant new connections
Sponsors: Michele Yianni-Attard, Zeenat Noorani, Jeanne Mpondo, and Deli Nene
8 November — Look out for Jackie in the New Lord Mayor of London Parade
So exciting! I’m honoured to be part of the celebrations as Dame Susan Langley takes office. Keep an eye out for updates and photos.
Coming Soon
Christmas Party details
2026 plans (they’re big… and exciting)
________________________________________
Guest Spotlight: Michele Yianni-Attard
Finance, Strategy & Wellbeing — A Holistic View
About
Michele Yianni-Attard is a dynamic finance professional and strategic CFO, combining international experience with a refreshingly human approach. She’s passionate about numbers, but equally passionate about people—championing personal growth and wellbeing alongside sustainable business success. Michele also runs training through Savvy Skills, helping teams and founders translate financial literacy into confident action.
Chat Highlights
Smarter financial planning:
o How businesses and individuals can save money through tax efficiency
o Where international opportunities can unlock value (the right way)
Wellbeing beyond the balance sheet:
o Why mindset and mental health underpin confident financial decisions
o Building simple routines that reduce stress and increase control
What a CFO actually does (and why it matters):
o Clarity, forecasting, and decision support that move the needle
Michele’s Business Tip
“Always know your numbers—clarity brings control, and control creates opportunity.”
Savvy Skills — Training that Sticks
Practical, confidence-building workshops
Actionable frameworks and templates
Immediate application back in the business
________________________________________
Guest Spotlight: Lucinda Carter
Bookkeeping You Can Breathe With
About
Lucinda Carter is a friendly, experienced bookkeeper with 20+ years across sectors including construction, medical, and accountancy practices. She helps clients stay organised, compliant, and calm—so they can focus on running and growing the business. When she’s not saving entrepreneurs from spreadsheet spirals, you’ll find her out with Millie the dog or spending time with family.
Chat Highlights
Making Tax Digital (MTD) is coming (April 2026):
o What sole traders and landlords earning over £50,000 need to know
o Steps to prepare now so the transition is smooth—not stressful
Clients’ most-asked questions:
o From allowable expenses to best-practice record keeping
o What to do when you’re behind (and how to catch up without panic)
Lucinda’s Top Tips
Start using MTD-compliant accounting software now. Don’t wait until the deadline—learn it while you’re calm.
Keep receipts and records simple and consistent (weekly tidy-ups beat end-of-year scrambles).
Create a “month-end mini-routine”: reconcile, review, and plan cash flow for the next 30 days.
________________________________________
Special Feature: Macy O’Shea
Songbird & Director at Future Insights
We loved Macy’s uplifting performances at our recent event—and today she brings her creative sparkle plus a behind-the-scenes view from the Future Insights family business. It’s the perfect reminder that numbers and narratives both matter: clear financials help you make smart decisions; clear stories help you connect and grow.
________________________________________
Practical Toolkit — Make Your Money Work (and Feel Better Doing It)
Quick Wins (this week):
30-minute finance focus: review your last 30 days of income/expenses; note one improvement to implement.
Wellbeing checkpoint: schedule a short, non-negotiable break daily—headspace powers better financial decisions.
Numbers you need to know:
o Monthly revenue, gross margin, top 3 cost drivers
o Cash runway (how many weeks/months at current burn)
o Your next 3 invoices to chase
MTD readiness (sole traders/landlords >£50k):
o Choose MTD-compliant software
o Map your data flow (bank feed → categorise → review → file)
o Block a monthly bookkeeping slot in your diary
________________________________________
Rapid-Fire Q&A Prompts (for the show)
For Michele
One small shift that gives the biggest financial clarity?
A timesaving CFO habit founders can use tomorrow?
Where do wellbeing and strategic decision-making intersect?
For Lucinda
The most common bookkeeping mistake (and how to fix it).
Your go-to checklist for MTD readiness.
One habit that keeps clients calm at year end.
For Macy
What you’ve learned about money and mindset from inside a family business.
A song that always gets you back into momentum.
________________________________________
Thank You & What’s Next
Thank you to our super guests Michele Yianni-Attard, Lucinda Carter, and Macy O’Shea—and to you, our fabulous listeners. We love bringing you conversations that help you think clearer, earn smarter, and feel stronger.
Next Week: A Blast from the Past—tune in for favourite moments, fresh reflections, and a few surprises.
Following Week (3 Nov): GLORIA JONES plus Phil from Twang, Paul from the record shop, and Gareth Welsh—a music-meets-business special you won’t want to miss.
Take care, keep your numbers—and your spirits—high, and we’ll see you at the same time, same place.
https://1230.co.uk/calendar/
https://twcbusinessbeat.podbean.com/
https://1230.co.uk/the-true-value-of-an-event-its-not-the-ticket-price-its-what-you-do-with-the-time-introduction-stop-pricing-the-priceless/
________________________________________
1230 TWC News & Dates for Your Diary
22 October — Evolution of Finance for Businesswomen+ (Highlights)
What. A. Day. A heartfelt thank-you to everyone who packed the main chamber at Bromley Civic Centre. The energy was electric and the takeaways were real-world and actionable. Highlights included:
MC: Carole Pyke MCIM
Keynote: Penny Power OBE
Speakers: an inspiring line-up sharing finance, resilience, and growth strategies
Performances: Macy O’Shea and a surprise song from Gem O’Reilly
Community Partners: Start Up Bromley, Westmeria Counselling Services, Radfield Home Care (UK), The Women in Business Radio Show (Sian Murphy)
Fun & Connection: Networking Bingo, Lucky Dip, and brilliant new connections
Sponsors: Michele Yianni-Attard, Zeenat Noorani, Jeanne Mpondo, and Deli Nene
8 November — Look out for Jackie in the New Lord Mayor of London Parade
So exciting! I’m honoured to be part of the celebrations as Dame Susan Langley takes office. Keep an eye out for updates and photos.
Coming Soon
Christmas Party details
2026 plans (they’re big… and exciting)
________________________________________
Guest Spotlight: Michele Yianni-Attard
Finance, Strategy & Wellbeing — A Holistic View
About
Michele Yianni-Attard is a dynamic finance professional and strategic CFO, combining international experience with a refreshingly human approach. She’s passionate about numbers, but equally passionate about people—championing personal growth and wellbeing alongside sustainable business success. Michele also runs training through Savvy Skills, helping teams and founders translate financial literacy into confident action.
Chat Highlights
Smarter financial planning:
o How businesses and individuals can save money through tax efficiency
o Where international opportunities can unlock value (the right way)
Wellbeing beyond the balance sheet:
o Why mindset and mental health underpin confident financial decisions
o Building simple routines that reduce stress and increase control
What a CFO actually does (and why it matters):
o Clarity, forecasting, and decision support that move the needle
Michele’s Business Tip
“Always know your numbers—clarity brings control, and control creates opportunity.”
Savvy Skills — Training that Sticks
Practical, confidence-building workshops
Actionable frameworks and templates
Immediate application back in the business
________________________________________
Guest Spotlight: Lucinda Carter
Bookkeeping You Can Breathe With
About
Lucinda Carter is a friendly, experienced bookkeeper with 20+ years across sectors including construction, medical, and accountancy practices. She helps clients stay organised, compliant, and calm—so they can focus on running and growing the business. When she’s not saving entrepreneurs from spreadsheet spirals, you’ll find her out with Millie the dog or spending time with family.
Chat Highlights
Making Tax Digital (MTD) is coming (April 2026):
o What sole traders and landlords earning over £50,000 need to know
o Steps to prepare now so the transition is smooth—not stressful
Clients’ most-asked questions:
o From allowable expenses to best-practice record keeping
o What to do when you’re behind (and how to catch up without panic)
Lucinda’s Top Tips
Start using MTD-compliant accounting software now. Don’t wait until the deadline—learn it while you’re calm.
Keep receipts and records simple and consistent (weekly tidy-ups beat end-of-year scrambles).
Create a “month-end mini-routine”: reconcile, review, and plan cash flow for the next 30 days.
________________________________________
Special Feature: Macy O’Shea
Songbird & Director at Future Insights
We loved Macy’s uplifting performances at our recent event—and today she brings her creative sparkle plus a behind-the-scenes view from the Future Insights family business. It’s the perfect reminder that numbers and narratives both matter: clear financials help you make smart decisions; clear stories help you connect and grow.
________________________________________
Practical Toolkit — Make Your Money Work (and Feel Better Doing It)
Quick Wins (this week):
30-minute finance focus: review your last 30 days of income/expenses; note one improvement to implement.
Wellbeing checkpoint: schedule a short, non-negotiable break daily—headspace powers better financial decisions.
Numbers you need to know:
o Monthly revenue, gross margin, top 3 cost drivers
o Cash runway (how many weeks/months at current burn)
o Your next 3 invoices to chase
MTD readiness (sole traders/landlords >£50k):
o Choose MTD-compliant software
o Map your data flow (bank feed → categorise → review → file)
o Block a monthly bookkeeping slot in your diary
________________________________________
Rapid-Fire Q&A Prompts (for the show)
For Michele
One small shift that gives the biggest financial clarity?
A timesaving CFO habit founders can use tomorrow?
Where do wellbeing and strategic decision-making intersect?
For Lucinda
The most common bookkeeping mistake (and how to fix it).
Your go-to checklist for MTD readiness.
One habit that keeps clients calm at year end.
For Macy
What you’ve learned about money and mindset from inside a family business.
A song that always gets you back into momentum.
________________________________________
Thank You & What’s Next
Thank you to our super guests Michele Yianni-Attard, Lucinda Carter, and Macy O’Shea—and to you, our fabulous listeners. We love bringing you conversations that help you think clearer, earn smarter, and feel stronger.
Next Week: A Blast from the Past—tune in for favourite moments, fresh reflections, and a few surprises.
Following Week (3 Nov): GLORIA JONES plus Phil from Twang, Paul from the record shop, and Gareth Welsh—a music-meets-business special you won’t want to miss.
Take care, keep your numbers—and your spirits—high, and we’ll see you at the same time, same place.
https://1230.co.uk/calendar/
https://twcbusinessbeat.podbean.com/
https://1230.co.uk/the-true-value-of-an-event-its-not-the-ticket-price-its-what-you-do-with-the-time-introduction-stop-pricing-the-priceless/
In God we trust