An average retiree will spend 30-40 years accumulating money to retire, then they need to spend it. Having a Spending Policy Statement in order can help.Click here to find your Risk NumberDiscussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC.Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Jarmosco Financial Advisory and Cambridge are not affiliated.Cambridge does not offer tax or legal advice.Music credit: Music by Lesfm from Pixabay

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