In the latest Ocbc wellness index for 2022, there were surprising findings. Many lack emergency cash and the index has fallen back to 2020 levels.******WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to [email protected] Ong youtube: https://www.youtube.com/c/GeraldOng#howtoinvest #ocbc #ocbcwellness #emergencycashOCBC wellness index link - https://www.ocbc.com/iwov-resources/sg/ocbc/gbc/pdf/campaign/financial-wellness-index/fwi2022-report.pdf******NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now  ►‌ https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - ►‌ https://calendly.com/ohmyhome/ohmyhome-joshtan#1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY► Follow this link - https://jtinvestacademy.thinkific.com/courses/investmentWhy you do NOT need to spend thousands on investment courses? LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.*******0:00 Introduction1:28 Lack of emergency cash8:50 How much emergency cash is needed11:33 Unrealistic retirement expectations19:05 Where are Singaporeans investing23:45 Crypto contagion and cold wallet27:20 Expected returns are dropping👏 Catch this episode on SPOTIFYhttps://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy👏 TIKTOK: https://www.tiktok.com/@joshconsultancy👏 Looking to be a sponsor? Email to [email protected] do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. Support the show

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