New Qualified Mortgage Rule - The Credit Pros

The Credit Pros Podcast
25/07/2025 2 min
New Qualified Mortgage Rule - The Credit Pros

Listen "New Qualified Mortgage Rule - The Credit Pros"

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Episode Synopsis

The Qualified Mortgage Rule, effective January 10, 2014, aims to prevent risky lending by ensuring borrowers' ability to repay and protecting lenders from lawsuits if they issue qualified mortgages. It may disqualify 20% of current mortgages but streamlines dispute resolution for credit report errors, highlighting the need for credit repair services.

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