How Does Peer-to-Peer Lending Work? - The Credit Pros

The Credit Pros Podcast
25/07/2025 3 min
How Does Peer-to-Peer Lending Work? - The Credit Pros

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Episode Synopsis

Peer-to-peer (P2P) lending is an alternative to traditional banks where individuals borrow and lend money directly between each other. It is suitable for small loans, generally requires a minimum FICO score, and offers investors potentially higher returns. Borrowers and lenders can sign up on various popular P2P platforms, with some requiring accreditation for investors.

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