Fair Credit Reporting Act Violations: Common Issues

25/07/2025 3 min
Fair Credit Reporting Act Violations: Common Issues

Listen "Fair Credit Reporting Act Violations: Common Issues"

Episode Synopsis

The Fair Credit Reporting Act (FCRA) protects consumers from unfair credit reporting practices, setting rules for how long negative information can stay on reports and ensuring the right to dispute errors. Common violations include illegal 're-aging' of accounts, failing to correct disputed errors, and mixing up credit files. Consumers can dispute errors themselves or seek professional help, and if rights are violated, assistance is available.

More episodes of the podcast The Credit Pros Podcast