Building Credit From Scratch: Starting Over Guide

25/07/2025 2 min
Building Credit From Scratch: Starting Over Guide

Listen "Building Credit From Scratch: Starting Over Guide"

Episode Synopsis

To repair bad credit, obtain and read your credit reports, dispute inaccuracies, negotiate settlements for debts in collections or default, calculate total debt, and create a payment plan. Consider refinancing, debt consolidation, or balance transfers for better payment terms. Always pay on time and explore options if you can't make a payment. These steps help improve credit scores over time.

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