Avoid Credit Naughty List: Holiday Shopping Mistakes

The Credit Pros Podcast
25/07/2025 3 min
Avoid Credit Naughty List: Holiday Shopping Mistakes

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Episode Synopsis

To avoid a financial hangover during the holidays, don't charge more than you can afford, avoid using low limit credit cards, and resist applying for new retail store credit cards due to their negative impact on your credit score from hard inquiries, reducing average account age, and high utilization risks.

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