Send us a textIn this episode, Alex Pang and Alex Shanks break down offset mortgages—a financial tool that could help you save thousands in interest and pay off your mortgage years ahead of schedule. But it's not for everyone...Here’s what you’ll learn:What is an Offset Mortgage? How it works and how it compares to traditional mortgage + HELOC productsWho Should Consider This Strategy? Ideal profiles for maximizing this mortgage setupHow the Interest Really Works: Breaking down the mechanics of offsetting interest with your cash flowPros and Cons:Save thousands in interestPay off your mortgage fasterBUT: It only works if you’re disciplined with your spendingThe Best Offset Mortgage Products in Canada:Manulife OneNational Bank All-In-Onevs. Traditional setups like RBC Homeline, BMO Readiline, Scotia STEP, TD Flexline, CIBC Home Power PlanRed Flags: Why some people actually pay more over time despite using this setupFollow Our HostsAlex Pang Alex Shanks 

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