Debt negotiation & settlement provides an alternative to filing for bankruptcy. Debt negotiation & settlement involves contacting your creditors to propose a settlement for past-due debts, often delivering significant savings over the total amount that you owe. The debt collectors are motivated to collect as much money on the debt as quickly as possible. You can use this to your advantage. If you have a lump sum of money to negotiate your debt, you can often realize even greater savings. Please get in touch with our office, if you are experiencing any debt delinquencies. We will be happy to explore your debt settlement options with you or propose a bankruptcy plan of action if the debt settlement option is not available.

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