Get ready for an episode packed with wisdom, wit, and wealth-building strategies as Emmanuel St. Germain and Sarah Biernbaum chat with financial expert Richard Schaffer. From his beginnings in Michigan’s construction industry to mastering the ins and outs of financial planning, Richard reveals how he turned grit into gold. Learn how to build strong client relationships, manage debt like a pro, and discover the little-known secrets behind making your money work smarter, not harder.This episode is the perfect mix of fun stories and actionable advice, designed to help anyone—no matter their background—navigate the world of finance. Whether you're curious about mortgages or want to take charge of your financial future, Richard’s down-to-earth approach will keep you entertained and informed!Contact The Winos:Website: choicemortgage.comEmail: [email protected]: Choice Mortgage GroupInstagram: @choicemortgagegroupYouTube: Choice Mortgage GroupFacebook: Choice Mortgage GroupTikTok: Choice Mortgage Boca RatonPhone Numbers:  561-395-6900, 888-216-6476

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