Today I’m going over four tips for improving your credit when applying for a home loan.

How can you improve your credit score when applying for a house loan?

First, don’t open or close any credit accounts, as that will lower your score. 

Second, check your credit card balances. You want to keep your credit card balance at 25% or less or if you can, pay off the cards each month. 



You want to keep your credit card balance at 25% or less.



Third, this may be common sense, but don’t switch jobs. You generally need two years in the same line of work and one year with the same employer. 

Finally, don’t buy new furniture or a car until after you’ve purchased the home. Those types of big purchases could significantly affect your credit score. 

If you have any questions about buying a home or getting a better credit score, please feel free to give me a call or send me an email. I’m more than happy to help!

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